Managed funds

Choosing a Managed Fund

You have full control over how much, how often, and when you want to withdraw money from managed funds. Starting with just $2,000, our team of experienced fund managers will actively manage your investment, making all the difficult choices regarding where and what to invest in. If you wish to develop your savings over the long term, managed funds are an excellent alternative to consider as the returns are frequently better than those from conventional bank savings accounts or term deposits.


It’s crucial to keep in mind, too, that investments can fluctuate from month to month. This is a typical aspect of investment; the greater the weight given to growing assets, the higher the volatility

Benefits
When investing units in a managed fund, you combine your funds with those of other investors to make investments in assets like stocks, bonds, or real estate. Professional investment managers that operate managed funds make strategic decisions to maximise returns for investors.  By pooling your funds, you get access to a wider variety of opportunities than you would if you were making your own investments. Since  a qualified manager handles the fund, you won’t need to worry about making daily investing decisions. The fund manager specialises in particular asset classes or markets and is always searching for innovative methods to invest money to meet the goals of the fund. A managed fund has the advantage of making numerous assets more accessible for a cheaper entrance fee. Some funds have low minimum investments of just a few thousand dollars.

Diversification

Several hundred diverse investment categories can be held in managed funds. These investments can be spread over several nations, asset types (such as stocks, real estate, bonds, and cash), sectors, and business entities. By doing this, your investment portfolio is automatically diversified. The effects of market value swings on an investment can be mitigated by having a “diverse” portfolio.

Professionally Managed by Experienced Investment Managers

Fund managers are skilled and knowledgeable individuals with a focus on the selection and upkeep of investments. The team has several connections outside the organisation and has access to comprehensive information. This, together with internal knowledge, enables them to decide for you in a timely manner.

Risks

Based on the assets that are invested, each managed fund has a particular set of risks. Risk is the possibility of losing all or a portion of the money you have invested. While investing in a managed fund, investors should be aware of certain dangers.

Some funds might not be able to readily or at a price equivalent to the unit or share price redeem units or shares in the fund. Some funds invest in other managed funds rather than holding assets directly.


Investor Forum

Any advice provided by Investor Desk is general in nature only and does not take into account the personal financial situation, objectives or needs of any particular person.